William T. Burden
William T. Burdin
Law Office of
603-893-6010
Licensed in MA and NH
Elder Law/Medicaid
Don't give all your assets to the nursing home.
PROTECT YOUR ASSETS.
William T. Burdin is a member of the New Hampshire Bar Association, Elder Law Section
Call us today at 603-893-6010 or Contact us via email
Disclaimer: Facts, circumstances and results of each case may differ
It’s important to understand the legal and financial considerations of caring for an elder relative.
As Americans live increasingly longer lives, many require ongoing, long-term care. This care often falls to grown children -- men and women who are in their forties, fifties, and sixties and busy with careers or perhaps children of their own. Getting caught in this care-giving “sandwich” -- growing children on one side, aging parents on the other - can be an emotional and financial burden, especially if you don’t know where to begin or how to get help.
First, you'll need to consider some legal and financial matters. To provide good care for an elder relative, it may be necessary to deal with care facilities, insurance, powers of attorney, and more.
Figuring Out What Needs to Be Done
Following is a checklist to help you determine what your relative may need. Don't let it overwhelm you. Simply use it to make your own list of things to do or to learn more about, if necessary. Then you'll be in a better position to ask others to help with both discrete and long-term tasks.
Type of Care Needed
To determine the types of care your relative may require, ask yourself these questions:
What kind of care does my relative need now, and is that likely to change in the future?
Could my relative be taken care of at home if he or she had some help from a skilled nurse and/or a health aid.
Would assisted living be appropriate for my relative? Will he or she require a skilled nursing facility, now or in the future? Does my relative's mental condition require him or her to have special care and housing?
Health Insurance and Medicaid
The following questions will help you understand what kind of health care coverage your loved one has or may need:
What are the likely costs of the care my relative will need? What do Medicare & Medicaid cover? What kind of health insurance does my relative have, and what does it cover? What if my relative doesn't have long-term care insurance? Does he or she need it?
Taking Over Finances and Decisions
The time may come when you or other loved ones need to make basic financial and health care decisions for your relative. Be sure to get answers to these questions:
Does my relative have a living will (advance health care directive) or power of attorney for finances? If not, how can I help my relative create the necessary documents?
Is my loved one no longer capable of making his or her own decisions or consenting to a power of attorney?
For more general information see (Nolo's encyclopedia of every day law)
